Payqube
Paycheck-first · U.S. hourly workers

Know your take-home before payday.

Plan take-home from your shifts, overtime, and multiple jobs—without linking a bank account.

  • Next-paycheck-style estimate for planning (not a pay stub)
  • See how OT and schedule changes affect take-home
  • Multiple jobs and pay schedules in one view

No spam. Unsubscribe anytime. Estimates for planning—not tax advice.

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Get an email when we launch. Optional invites to try early builds—your call.

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See the idea in 10 seconds

Toggle common scenarios. Payqube keeps the estimate clear.

Jobs
Overtime
Pay schedule

These are illustrative examples. Your estimate depends on your settings and employer rules.

Estimated take-home
$2,847
Next payday · Bi-weekly
Jobs
2
Hours
148h
OT
14.5h
OT what-if
+ $312

Hourly pay, OT, multiple jobs—handled together

Set up jobs and shifts once; estimates update as you go.

Take-home estimate

Planning number before payday—compare to your pay stub anytime.

Overtime & deductions

Extra hours don’t move take-home in a straight line—see the shape.

Two or three jobs

Separate pay schedules without juggling spreadsheets.

Paydays on a timeline

Next check and what’s coming—at a glance.

How it works

Set it up once, then your estimates update as you add shifts.

  1. 1

    Add jobs + pay schedule

    Enter your hourly rate and how often you’re paid.

  2. 2

    Set work pattern + typical hours

    Rotating shifts, nights, weekends—whatever you work.

  3. 3

    Add shifts → see updates

    Drop shifts into the calendar and see take-home update instantly.

Trust & transparency

For planning—not payroll or tax prep. No bank login; in this version your data stays on your device.

  • Estimates for planning. Not tax advice—use your pay stub for actuals.
  • Federal withholding follows IRS Pub 15‑T (2025)–style rules with your inputs.
  • Methodology is documented so you know what assumptions we use.

Methodology & sources

FAQ

Is this tax advice?

No. It’s a planning estimate. Compare to your pay stub and adjust settings if needed.

Does it work for multiple jobs?

Yes. Track multiple jobs and pay schedules in one place.

Does it handle rotating shifts?

Yes. Set a rotating pattern and typical shift hours, then adjust anytime.

How accurate is it?

Accuracy depends on your settings and employer rules. Payqube is designed to be close for planning and easy to fine‑tune.

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