Privacy Policy
Last updated: 28 September 2026
This Privacy Policy explains how PayQube ("we", "us") handles information when you use https://payqube.app and related pages (the "Site").
1. Calculators and accounts
The take-home calculators run in your browser. You do not need an account to use them. Amounts and fee percentages you type are not stored on our servers as a user profile. If you copy a summary to your clipboard, that stays on your device.
To remember your fee defaults and optional saved scenarios, the Site may store data in your browser's local storage on this device only. You can clear it with your browser settings or the Clear control on the calculator. Shareable links put the same numbers in the page URL so you can bookmark or send them; anyone with the link can see those figures.
2. Information we may collect
Depending on how you use the Site, we may process:
- Technical data such as IP address, browser type, device type, referring URL, and pages viewed, typically through hosting or analytics logs.
- Messages you send to hello@payqube.app, including your email address and the content of the message.
- Cookie and advertising identifiers if analytics or ads are enabled on the Site (see below).
3. Cookies, analytics, and advertising
We may use cookies and similar technologies for basic site operation, traffic measurement, and—when enabled—advertising.
If Google AdSense or similar ad partners are active, third parties (including Google) may use cookies or device identifiers to serve ads based on your prior visits to this Site or other sites. You can learn more about how Google uses data at Google's advertising policies, and you may opt out of personalized ads via Google Ads Settings or industry tools such as aboutads.info.
Analytics providers (if used) help us understand aggregate usage so we can improve the Site. Those providers process data under their own privacy policies.
4. How we use information
We use information to:
- Operate, secure, and improve the Site
- Respond to contact emails
- Measure traffic and, when enabled, display ads
- Comply with law and enforce our Terms
5. Sharing
We do not sell your personal information. We may share data with hosting, analytics, and advertising partners who process it on our behalf or as independent controllers under their policies, and when required by law.
6. Retention and security
Server and email records are kept only as long as needed for the purposes above or as required by law. No method of transmission or storage is fully secure; we take reasonable steps to protect information we control.
7. Children
The Site is aimed at adults who work as freelancers. We do not knowingly collect personal information from children under 13 (or the equivalent minimum age in your region).
8. International visitors
The Site may be hosted or accessed from different countries. If you contact us or use features that send data to our providers, information may be processed outside your home country.
9. Changes
We may update this Policy from time to time. The "Last updated" date at the top will change when we do. Continued use of the Site after an update means you accept the revised Policy.
10. Contact
Privacy questions: hello@payqube.app.