How do I know what to charge on Upwork after fees?

Divide your target net by (1 − fee %). Want $900 after a 10% fee? Charge about $1,000. Switch the worksheet to What to charge for exact cents.

How do I calculate Upwork take-home pay?

Multiply the client amount by (1 − your contract fee). At 10%, a $1,000 contract leaves about $900 before any withdrawal fee. Use the calculator above to add payout cost or reverse-price a bid.

Is Upwork still a flat 10% fee?

No. On new contracts from 1 May 2025 the Freelancer Service Fee is variable between 0% and 15% per contract. Many freelancers still see rates near 10%, but you should enter the exact % shown on your offer.

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What to charge on Upwork after fees

Start from the net you need, then gross up for the contract fee Upwork shows you.

Open What to charge Read Upwork fees 2026

Freelancers often bid the net they want and lose the service fee afterward. Flip the math: decide the net first, then charge ≈ net ÷ (1 − fee %).

Example: target $50/hour net at a 10% contract fee → charge about $55.56/hour before any withdrawal cost.

Open the Upwork calculator, switch to What to charge, enter your contract %, and copy the suggested client price into your proposal.

Example take-home amounts

Table assumes a 10% planning estimate and no separate payout fee. Replace with your contract % in the calculator above.

Client amount	Fee (10% est.)	You keep	Charge to net that amount
$50.00	−$5.00	$45.00	$55.56
$100.00	−$10.00	$90.00	$111.11
$500.00	−$50.00	$450.00	$555.56
$1,000.00	−$100.00	$900.00	$1,111.11
$2,500.00	−$250.00	$2,250.00	$2,777.78
$5,000.00	−$500.00	$4,500.00	$5,555.56

Frequently asked questions

How do I know what to charge on Upwork after fees?: Divide your target net by (1 − fee %). Want $900 after a 10% fee? Charge about $1,000. Switch the worksheet to What to charge for exact cents.
How do I calculate Upwork take-home pay?: Multiply the client amount by (1 − your contract fee). At 10%, a $1,000 contract leaves about $900 before any withdrawal fee. Use the calculator above to add payout cost or reverse-price a bid.
Is Upwork still a flat 10% fee?: No. On new contracts from 1 May 2025 the Freelancer Service Fee is variable between 0% and 15% per contract. Many freelancers still see rates near 10%, but you should enter the exact % shown on your offer.

More guides: Upwork fees 2026: variable 0–15% · Fiverr seller fee: keep 80% · Upwork vs Fiverr fees.